1. Introduction

1.1 Who we are
These Terms of Service (“Terms”) govern your use of the websites, mobile applications, and related services provided by TotalUp Software (“TotalUp,” “we,” “us,” or “our”), including but not limited to the apps TotalUp, TotalUp Points, TotalUp Sales, TotalUp Budget, and any other apps or services we may release in the future (collectively, the “Services”).

1.2 Agreement to the Terms
By accessing or using any of our Services, you agree to be bound by these Terms. If you do not agree, do not use our Services.

1.3 Additional terms
Some apps or features may have additional terms, policies, or guidelines (“Supplemental Terms”). If there is a conflict between these Terms and any Supplemental Terms, the Supplemental Terms will control for that specific app or feature.

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2. Eligibility

You may use the Services only if:
	•	You are at least the age of majority in your place of residence, or
	•	You are using the Services with the consent and supervision of a parent or legal guardian who agrees to these Terms on your behalf, and
	•	You are not prohibited from using the Services under any applicable laws.

If you use the Services on behalf of a business or organization, you represent that you have authority to bind that entity to these Terms.

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3. Changes to These Terms

We may modify these Terms from time to time. When we do, we will update the “Last updated” date at the top of this page and may provide additional notice (such as in-app notifications).

By continuing to use the Services after the updated Terms become effective, you agree to be bound by the revised Terms. If you do not agree, you must stop using the Services.

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4. Our Services

4.1 General description
Our Services include productivity and calculation tools, such as:
	•	TotalUp – calculator app
                TotalUp Talking - Communication app
	•	TotalUp Points – points and rewards calculator
	•	TotalUp Sales – sales and small business–focused tools
	•	TotalUp Budget – budgeting and personal finance tools
	•	Any other apps or software we release

We may update, change, or discontinue any part of the Services at any time, with or without notice.

4.2 No professional advice
The Services are provided for general information and convenience only. They do not constitute financial, legal, medical, educational, or other professional advice. You are responsible for verifying any outputs or calculations and making your own decisions.

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5. Accounts and Security

5.1 Accounts
Some Services may require or allow you to create an account or sign in using a third-party account (such as Apple or another provider). You agree to:
	•	Provide accurate, current, and complete information, and
	•	Keep your login credentials secure and not share them with others.

5.2 Responsibility for your account
You are responsible for all activity that occurs under your account. If you believe your account has been compromised, you must notify us promptly at the contact information below.

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6. License to Use the Services

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to:
	•	Download and install our apps on devices you own or control, and
	•	Use the Services solely for your personal or internal business purposes.

You may not:
	•	Copy, modify, or create derivative works of the Services
	•	Reverse engineer, decompile, or attempt to extract source code, except where permitted by law
	•	Rent, lease, sell, sublicense, or otherwise transfer the Services or any license rights

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8. Acceptable Use

You agree not to:
	1.	Use the Services in any way that violates any applicable law or regulation.
	2.	Use the Services to upload or transmit viruses, malware, or other harmful code.
	3.	Attempt to gain unauthorized access to the Services, other accounts, or our systems.
	4.	Interfere with or disrupt the operation of the Services.
	5.	Use the Services to harass, abuse, or harm others.
	6.	Use the Services in a way that infringes or misappropriates any third-party rights, including intellectual property and privacy rights.

We may investigate and take any appropriate action (including suspension or termination of access) in response to violations of this section.

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7. Purchases, Subscriptions, and Trials


8.1 In-app purchases and subscriptions
Some Services may offer in-app purchases, subscriptions, or other paid features (“Paid Services”). Prices and available plans will be displayed within the app or store listing.

8.2 Payments and billing
Payments for Paid Services offered through the Apple App Store or other platforms are processed by those platforms, not by us directly. Payment terms, billing cycles, and refund policies may be governed by the platform’s own terms.

8.3 Free trials
We may offer free trials for certain Paid Services. If you do not cancel before the trial ends, your subscription may automatically convert to a paid subscription, and the applicable fee will be charged.

8.4 Cancellations and refunds
You may cancel a subscription through your platform account settings (such as your Apple ID subscription settings). Any refund requests are subject to the policies of the platform through which you purchased.

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9. User Content

(Adjust/expand this if any of your apps allow users to save phrases, notes, or other personal content.)

9.1 Definition
“User Content” means any data, text, information, or materials you input, upload, store, or otherwise provide through the Services (for example, names of categories, phrases, notes, or other configuration data within the apps).

9.2 Ownership
You retain all rights to your User Content. These Terms do not give us ownership of your User Content.

9.3 License to us
By using the Services, you grant us a limited, non-exclusive, worldwide, royalty-free license to use, store, display, and process your User Content solely as needed to provide and improve the Services (for example, syncing your data between devices, performing backups, etc.).

9.4 Responsibility
You are solely responsible for your User Content and for making sure it does not violate any laws or third-party rights.

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10. Privacy

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and share information when you use our apps and websites.

By using the Services, you acknowledge that you have read and understood our Privacy Policy.



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11. Intellectual Property

11.1 Our rights
The Services, including all software, designs, text, graphics, logos, icons, and other content (excluding your User Content), are owned by or licensed to TotalUp and are protected by copyright, trademark, and other laws.

11.2 Trademarks
“TotalUp Software,” “TotalUp,” and any related logos or product names are trademarks or service marks of TotalUp Software. You may not use our trademarks without our prior written permission, except to truthfully refer to our Services.

11.3 Feedback
If you send us suggestions, ideas, or feedback, you agree that we may use them without restriction or compensation to you.

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12. Third-Party Services

The Services may contain links to, or integrate with, third-party services, websites, or content (including payment platforms, backup services, or cloud storage).

We are not responsible for third-party services and do not endorse them. Your use of third-party services is governed by their own terms and privacy policies, not ours.

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13. Disclaimers

To the maximum extent permitted by law:
	•	The Services are provided “as is” and “as available” without warranties of any kind, whether express or implied.
	•	We do not guarantee that the Services will be uninterrupted, secure, or error-free.
	•	We do not guarantee that calculations, outputs, or results produced by the Services will be accurate, complete, or suitable for any particular purpose.

You use the Services at your own risk.

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14. Limitation of Liability

To the maximum extent permitted by law:
	•	TotalUp and its owners, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenues, data, or goodwill arising out of or related to your use of the Services.
	•	Our total aggregate liability for any claims relating to the Services will not exceed the greater of:
	1.	The amount you paid us (if any) for the specific Service during the three (3) months before the event giving rise to the claim, or
	2.	USD $50.

Some jurisdictions do not allow limitations of liability, so some of the above may not apply to you.

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15. Indemnification

You agree to indemnify and hold harmless TotalUp and its owners, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorney fees) arising out of or related to:
	•	Your use of the Services
	•	Your violation of these Terms
	•	Your violation of any third-party rights, including intellectual property or privacy rights

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16. Termination

We may suspend or terminate your access to the Services at any time, with or without notice, if we reasonably believe:
	•	You have violated these Terms,
	•	You pose a risk to us or other users, or
	•	We discontinue the Services.

You may stop using the Services at any time. Sections that by their nature should survive termination (including, but not limited to, ownership provisions, disclaimers, limitations of liability, and indemnification) will survive.


17. Changes to the Services

We are constantly improving the Services and may add or remove features, or suspend or stop a Service altogether. We are not liable to you or any third party for any modification, suspension, or discontinuance of any part of the Services.

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18. Miscellaneous
	•	Entire agreement: These Terms, together with any Supplemental Terms and our Privacy Policy, form the entire agreement between you and us regarding the Services.
	•	Severability: If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain in full force and effect.
	•	No waiver: Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right or provision.
	•	Assignment: You may not assign or transfer your rights under these Terms without our prior written consent. We may assign our rights and obligations under these Terms in connection with a merger, acquisition, sale of assets, or by operation of law.

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19. Contact Us

If you have questions about these Terms or the Services, you can contact us at:

TotalUp Software
Email: [email protected]
Website: TotalUpSoftware.com